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  • Coinsurance for Long-term Care: Another Viable Benefit Reduction Option for Rate Increases?
    have on an insurance carrier's future claim liabilities and a policyholder's premium rates. It also explores ... various coinsurance levels might have on an insurer’s future claim liabilities, as well as the approximate ...

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    • Authors: Courtney Williamson
    • Date: May 2022
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
  • Climate Considerations for Long Term Care
    “Attribution is possible with reliable data. Yet, from a mortality and morbidity perspective, coding on medical claims ... between climate risks and the medical condition, mortality status or cause of death. In addition, while there ...

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    • Authors: Nathan Worrell
    • Date: Nov 2022
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance; Long-term Care>Long-term care facilities & home care; Long-term Care>Long-term care pricing
  • Highlights of “Challenging the Status Quo” Seminar
    solutions with guaranteed premiums should be the industry’s “North Star” in this effort. In the interim, bringing ... insurer and insured and can help improve a policyholder’s aging experience via education and preventive care ...

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    • Authors: Patrick MacLyman, Noah Gorman
    • Date: Nov 2022
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
  • Highlights from a Rate Increase Survey
    survey findings will be available publicly on Milliman’s website in March 2022. Until then, this article provides ... relying mostly on the information in the carrier’s filing materials, while others require a more involved ...

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    • Authors: John Hebig
    • Date: Jan 2022
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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